If you own a car or looking for new cars for sale and you live in Howell, consider yourself lucky. You have the lowest average car insurance rates in Livingston County.
On the other end of the spectrum, which community in Livingston County has the highest car insurance agent rates?
Gregory.
So says a new study from MLive, which looked at semi truck insurance rates across the state, using data provided by thezebra.com. The study looked at the ZIP codes in Michigan that had the highest and lowest insurance rates. For purposes of the study, they looked at what a 30-year-old man would pay for insurance once they bought new cars for sale.
The study showed that if that driver lived in Gregory, he’d pay more than $200 a year more than if he lived in Howell. Here are the commercial truck insurance rates for every ZIP code in the county:
Statewide, the study showed that the highest rates by far are paid by drivers in Detroit – more than $5,000 a year in some cases. The lowest rates are mostly found in the Upper Peninsula and other outstate areas.
According to the story, drivers in Detroit pay more because their cars are more likely to be stolen or vandalized, and because of the population density, they’re more likely to get into an accident. Many end up selling their beaten cars at a money for junk cars site.
That explanation does little to explain why Gregory – the most rural community in Livingston County – would have the highest insurance rates here.
Click HERE to see the MLive story and search for any other community in the state.
